| 1 | Hawaiian: split and toast 4 bagels. |
| 2 | Spread cut sides lightly with dijon mustard. |
| 3 | Divide 1 cup pineapple cottage cheese evenly over bagel halves. |
| 4 | Cut 4 slices baked ham in half and place each on 1 bagel half. |
| 5 | Southwestern: combine 1-?cups (5 oz). |
| 6 | Monterey jack cheese, 1/3 cup each diced pimiento and green chile, 1 teaspoon cumin, ?teaspoon salt and 1/8 teaspoon freshly ground pepper in bowl. |
| 7 | Sprinkle onto cut sides of 4 bagels, split and toasted. |
| 8 | Broil 4 inches from heat source until cheese is melted. |
| 9 | Southern belle: combine ?cup smooth peanut butter with 2 teaspoons honey in small bowl. |
| 10 | Spread 1 tablespoon peanut butter-honey on cut sides of 4 cinnamon-raisin bagels, split and toasted. |
| 11 | Top with 2 medium bananas, sliced thin. |
| 12 | Vermonter: preheat broiler. |
| 13 | Arrange 4 bagels, split and toasted, cut sides up on cookie sheet. |
| 14 | Top each with 1 slice tomato, 1 ounce sliced cheddar cheese, ?slice cooked bacon. |
| 15 | Broil until cheese is melted. |
| 16 | Oregonian: spread 3 tablespoons chocolate-hazelnut spread evenly on cut sides of 4 bagels, split and toasted. |
| 17 | Top with 1 medium pear, peeled and sliced thin, or 4 canned pear halves, drained, patted dry and sliced thin. |
| 18 | New yorker: split and toast 4 bagels. |
| 19 | Combine 1 container (4 oz). |
| 20 | Whipped cream cheese, 2 ounces smoked salmon, cut into slivers, 1 tablespoon sour cream, 1 teaspoon fresh lemon juice, 1 tablespoon minced fresh dill or 1 teaspoon dillweed and 1/8 teaspoon each salt and freshly ground pepper in bowl. |
| 21 | Spread on cut sides of split and toasted bagels. |
| 22 | Midwestern: combine 1 container (4 oz). |
| 23 | Whipped cream cheese with chives, 2 ounces ham, diced, 2 teaspoons honey mustard and 1/8 teaspoon freshly ground pepper. |
| 24 | Spread on cut sides of 4 bagels, split and toasted. |
| 25 | Californian: combine 1 cup ricotta cheese, 1/3 cup each diced radishes and seeded and diced cucumbers, ?cup finely chopped fresh parsley, ?teaspoon salt and ?teaspoon grated lemon peel. |
| 26 | Spread on cut sides of 4 bagels, split and toasted. |
