| 1 | Spread refried beans on bottom of 14" serving platter. |
| 2 | Brown ground beef in skillet on medium heat, drain. |
| 3 | Add taco seasoning mix and water. |
| 4 | Cook and stir on medium heat 10-15 minutes. |
| 5 | Spread over refried beans. |
| 6 | Arrange layers of lettuce, salsa and cheese on top of meat. |
| 7 | Garnish with desired toppings. |
| 8 | Serve with tortilla chips. |
| 9 | Makes 14-16 appetizer servings. |
