| 1 | Preheat oven to 350°F. |
| 2 | Mush first 14 ingredients together by hand until well mixed and put into a bread pan. |
| 3 | Stick knife in three places so meatloaf cooks evenly. |
| 4 | Bake for 30 minutes. |
| 5 | Increase heat to 400f for 20 minutes. |
| 6 | Remove from oven and drain juice from pan. |
| 7 | Sprinkle all the monterey jack cheese evenly over the top of the meatloaf and return to oven for 15 to 20 minutes or until the cheese starts to bubble. |
| 8 | Watch carefully so cheese doesn"t burn. |
| 9 | The meatloaf will have shrunk enough so that the cheese melted over all sides gives a frosted effect. |
| 10 | Servings: |